Frequently Asked Questions

Off-plan means buying a property from the developer before it's completed. You usually pay in instalments during construction, often at a lower entry price than a finished home, and receive the keys at handover.

You can pay in cash, with a mortgage, or through a developer payment plan. Off-plan projects typically ask for a 10–20% down payment, then instalments during construction and a final payment on completion. Some projects, such as Electra and Vega, also offer post-handover plans where you continue paying monthly after you receive the keys.

It's a plan where part of the price is paid after the property is completed and handed over, often in monthly instalments over two to three years. This lets you start earning rental income, or move in, before the full price is paid.

Dubai has strong protections for off-plan buyers. Developers must register projects with the Dubai Land Department and RERA, and buyer payments go into regulated escrow accounts that are released to the developer as construction progresses. We only recommend projects we've reviewed closely.

When construction is complete, the developer invites you to inspect the unit (known as snagging), settle the final payment and collect the keys. The title deed is then issued in your name. We can arrange the inspection for you if you're overseas.

No. Dubai has no annual property tax, and no income tax or capital gains tax on property. You keep your rental income and resale profits, subject to the tax rules of your home country.

The main one is the Dubai Land Department (DLD) registration fee of 4% of the purchase price, plus small admin and registration charges. Once you own the property, you'll pay annual service charges for building maintenance and amenities, which vary by project and are quoted per square foot. We give you a full cost breakdown before you commit.

Service charges are annual fees paid to cover maintenance, security, cleaning and shared amenities in your building or community. They're set per square foot and differ by project; for example, LUME Residences estimates AED 14 per sq ft.

The Golden Visa is a long-term UAE residency programme. Property investors can generally qualify by owning property worth AED 2 million or more. It grants 10-year renewable residency and lets you sponsor family members. Eligibility rules can change, so we'll confirm the current criteria for your situation.

In many cases, yes: the total value of qualifying properties can count towards the threshold, and some off-plan purchases can qualify too. The rules depend on the property's status and value, so speak to us and we'll check your options with the authorities.

Besides investment consultation, we can help with Dubai-based mortgage lenders, full property management, opening UAE bank accounts, foreign exchange, company formation in the UK and UAE, and investor and Golden Visa services.

Yes. Our property management service can handle tenant search, contracts, rent collection and maintenance, so your investment works for you even if you live abroad.

Contact us by phone, WhatsApp or the enquiry form with your budget, preferred area and timeline. An advisor will send you a shortlist of suitable projects, with prices, floor plans and payment plans.